One of the questions I see the most is “why are banks so reluctant to loan to a technology company?” Where there are several answers for this, but the main one is “they don’t like things they can’t get their hands on.” Banking today has come far from what it was 10-15 years ago. Mobile banking is starting to take shape, online accounts are at an all time high, and electronic transfers are becoming popular among all age groups. So why are they still afraid to loan to a tech company? (more…)
May 28, 2008
May 23, 2008
Taxaphobia - The Fear of Taxes
“The nation should have a tax system that looks like someone designed it on purpose.”
~William Simon
Why are people so afraid of the subject of tax? Everyone has to pay them, some how or another. It doesn’t help AT ALL to plead ignorance. I’ve been noticing an upward trend the last few years about people who just “assume” to be knowledgeable about taxes. If you dig deeper you’ll find that there were questions that were never asked. Or somebody did something at another company and thought the same situation applies. I could go on and on…
May 22, 2008
Cigar Review – Camacho El Legend–Ario
Ever since I tried taking a break from smoking Maduro cigars, I found myself sprinting back for some more. It’s not that I don’t enjoy natural cigars, but my palette has come to a point that when I have a craving, I want something that’s going to effectively give me a cigar “buzz” once I’m finished. Not many natural cigars can do that. So hence my chain reaction of trying out another Camacho stick. (more…)
May 20, 2008
Time Wasted vs. Ethical Decision Making
It must be human nature, but people always look for shortcuts, especially when it comes to government standards and ethical boundaries. I do contribute this a great deal to performance. The sales person trying to get that last sale in before the deadline, money that is hidden for taxing or transfer purposes, contracts not following guidelines, or the manager trying to slide something past executives because he feels it will never come into play. The list goes on and on… We all want to perform well, but the hidden penalties are often not worth the time or effort. (more…)
May 14, 2008
Cigar Review - Camacho Triple Maduro
I had a feeling this one was going to pack a punch. Camacho is known for its full flavored cigars. I previously reviewed the 10th Anniversary Robusto, which I enjoyably got knocked on my ass. So the thought of trying out a Triple Maduro was just asking for trouble. It’s not your average cigar, and has even been labeled by some reviewers as a bit too much. As I’ve said before, a very rich cigar can often be confused as a harsh smoke. These cigars sometimes take an acquired taster to appreciate them, but I wouldn’t shy away from these cigars if you don’t feel you fall in that category. The world of cigars consists of many different blends and flavors, and I always suggest trying as any as you can to broaden your total experience.
May 12, 2008
Margin and Markup and two different things!
I know they both start with “M” and they both are used pretty frequently together. Other then that, they have entirely different meanings and one can hurt the other.
Margin: The percentage margin is the percentage of the final selling price that is profit.
Markup: A markup is what percentage of the cost price you add on to get the selling price. (more…)
May 10, 2008
Cigar Review - Camacho 10th Anniversary Robusto
Well tonight I had a chance to sit down and spend some time and relax. I wanted to try something that would truly make my night memorable. So I brought out a secret weapon, the Camacho 10th Anniversary Robusto. This is one great looking cigar! It’s got a great look, FANTASTIC aroma, and had that tight squishey body that I love. While I was gathering my items to occupy me when I was going to be outside, I held this cigar, unlit in my mouth for about 20-25 minutes. During that time I was noticing the spice already. (more…)
